Why Accommodation For Seniors is Becoming Affordable All Over the U.K
Your retirement age is meant to be the period of your life you enjoy the most. But sadly the aged are not living a life free of worries, they have to think about housing costs as well as figure out ways to enjoy retirement. Over the years the elderly have not had it easy because of the increment in housing cost, thus making living in general difficult for them.
However, there are available alternatives for the aged ones. There is a new variety of accommodation alternatives that are available for the aged in the U.K. After thorough research on areas to check out, the aged in the U.K can get affordable accommodation without having to break the bank or drill a hole in their pockets and still live a comfortable life.
It is important to seize this opportunity and find out how to take advantage of these affordable housing options, not minding if you are the elderly one or a caregiver for the elderly that needs accommodation. Take a look at ways in which you can make the best out of your retirement age and live a quality and comfortable life within your budget.
What is the Cost of Housing for the Aged?
The cost of housing for the aged varies but the one thing they have in common is that they are all expensive. According to Unforgettable.org, an elderly person who stays home can spend up to £150,000 for a live-in caretaker, while for nursing homes their lowest charge is £750 weekly. The cost is not the same as it depends on the level of care you need and the standard of living you feel is good for you. Generally, living by assistance or help requires additional cost because professional doctors and nurses need to be present daily to cater to you.
Below are two of the most familiar living options for the aged and what they cost:
- Retirement Communities: This is the most economical living option for the aged. According to BBC, the average rent for a one-bedroom condo in a retirement community is £580 for a month.
- Assisted Living: This is the best option for the aged that need consistent assistance from professional every day. In the U.K, Assisted Living facilities cost an average of £2,000 to £4,000 each month as stated by Care Guide. The majority of these costs are for medical care and services, depending on what you need.
Yes, the cost is very expensive but look on the bright side because the cost of housing for the aged is reducing. You are at liberty as of now to save money while exploring the different living options, comparing the prices, and doing thorough research.
New Alternatives are Upcoming
Housing and living for the aged don’t have to be so expensive. There are new alternatives available for the elderly all through the U.K, and although they are not always easy to find, because of little or no promotion or advertisement, they exist.
If you are searching for a budget-friendly house for the age, here are some tips to consider;
Personal Independence Payments: In the U.K the government provides Personal Independence Payments to adults below the age of 64 to assist them with the cost of living. The PIP benefits start from £97 to as much as £624 a month, this is dependent on the individual’s finances and the extremity of their health issues. The good thing about the PIP is that the U.K government shares this aid solely on the grounds of how your health challenges affect your lifestyle. Those with mental health problems, chronic physical conditions, and other general health issues that doctors can’t diagnose qualify for the PIP benefits.
Attendance Allowances
According to CitizensAdvice.org.uk, Individuals that are 65 years old and above are eligible for an Attendance Allowance that gives about £246 to £368 each month to assist with living expenses. The individuals below the age of 65 that can qualify for this are those with a physical or mental disorder. Once you can get an Attendance Allowance, the chances that your benefits from other government programs will increase is high.
Carer’s Allowance
In a situation where you can’t spare the price of assisted living, a good alternative is an in-home care. To save some extra cash, you can get help from a close friend or relative. Any individual who plays the role of a caretaker to the elderly in the U.K can be eligible for a government-granted Carer’s Allowance that allows caregivers to collect a certain amount of money monthly. If you provide assistance for the aged regularly or you are a spouse living with a senior, you can be eligible for a Carer’s Allowance as well.
How to Search for Budget-Friendly Senior Housing
As a U.K citizen, the search for budget-friendly senior housing shouldn’t be too difficult. Getting a perfect house that suits your needs and is within your budget would require you to do the research yourself. Doing the research yourself would make it easy for you to find and choose a housing option that meets your requirements and is affordable and comfortable for you to live in.
So where do you start to search for senior housing? The first thing to do would compare between the available care facilities and what they can offer, what kind of U.K aid is available, as well as the cost of each of these different living facilities. You can make the search easier by going online and looking for low-cost alternatives that are suitable for you, after comparing all the ones available to you.
An online search helps you narrow down your search a lot quicker and is the most comprehensive way to learn about the pros and cons.
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You can use willow bark for pain relief instead of aspirin. The secret to pain relief may be in your backyard. For centuries, willow bark has been used as an alternative to aspirin. The active ingredient in the bark, salicyl, turns to salicylic acid and is more gentle on the stomach than over-the-counter aspirin. But before you throw out all of your aspirin, here’s 7 household aspirin uses you never knew about.
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You can use willow bark for pain relief instead of aspirin. The secret to pain relief may be in your backyard. For centuries, willow bark has been used as an alternative to aspirin. The active ingredient in the bark, salicyl, turns to salicylic acid and is more gentle on the stomach than over-the-counter aspirin. But before you throw out all of your aspirin, here’s 7 household aspirin uses you never knew about.
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Alexander Pomroy
I’m obsessed with helping people find better deals and channel my obsession into new stories for Wealthy Netizen. When I’m not writing up new buying guides, I spend my time outdoors skiing or jogging or in the gym pumping iron.
Did You Know That?
Give Us A Like On Facebook
You can use willow bark for pain relief instead of aspirin. The secret to pain relief may be in your backyard. For centuries, willow bark has been used as an alternative to aspirin. The active ingredient in the bark, salicyl, turns to salicylic acid and is more gentle on the stomach than over-the-counter aspirin. But before you throw out all of your aspirin, here’s 7 household aspirin uses you never knew about.
More Tips For You
Did You know ?
Like Us On Facebook
You can use willow bark for pain relief instead of aspirin. The secret to pain relief may be in your backyard. For centuries, willow bark has been used as an alternative to aspirin. The active ingredient in the bark, salicyl, turns to salicylic acid and is more gentle on the stomach than over-the-counter aspirin. But before you throw out all of your aspirin, here’s 7 household aspirin uses you never knew about.
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